OTP START

  • Low Risk
  • Recommended investment term 6 months and longer
I want to invest
The fund has a pronounced conservative investment structure and low levels of risk.

The OTP start-up fund is a short-term bond fund (UCITS fund) that invests mostly in Croatia kuna denominated government bonds, and then in money market instruments and deposits whose average maturity is less than 3 years.


Denomination of the fund is in Croatian kuna (HRK).

For whom the fund is intended for?

  • The fund is intended for investors who are willing to take less risk and achieve a slightly higher return than in the money market by investing in assets that are low volatile.
  • The recommended investment period in this fund is six months, which means that it is suitable for investors who cannot plan long-term savings.
  • Technical characteristics
  • Chart
  • Fund documents
  • Tabular unit prices display

Technical characteristics

Currency of denomination: HRK
First payment to the Fund: minimum 1.000,00 HRK (one thousand kunas)
Next payments: minimum 100,00 HRK (one hundred kunas) provided that the investor has a minimum investment of HRK 1.000,00
Commencement of the Fund: 27.12.2005.
Management fee (annually): untill 31.08.2022. 0,45%; otherwise 1,00% of the total assets of the Fund
Entry fee: free of charge
Exit fee: free of charge
Deposit bank: OTP banka d.d.
Deposit bank fee (annually): 0,09% of the total assets of the Fund 

The day of payment is considered to be the working day of receipt of the investor's funds on the Fund's account, for receipts received up to and including 16:00. For receipts received after 16:00, the day of payment is considered to be the next working day.

For more information on how to place a standing order in the internet banking application of OTP Banka ELEMENTA, click on the following link. For all those who do not have the ELEMENTA application activated, they can place a standing order in all OTP Bank branches.

Tabular unit prices display

You can invest in OTP Invest funds on following ways

Please select one of the following options:
In one of the OTP bank branches Select
Through ELEMENT@ Internet banking for citizens Select
On your own Select
Through ELEMENT@ Internet banking for legal entities Select

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